The Importance of Adverse Action (Insert Taken From MBI Newsletter, March 2013)
Adverse Action notifications are just one of the many requirements imposed upon employers who use consumer reports. This includes background checks for employment purposes. If you, as an employer, receive information from a consumer report that will negatively impact an employment decision, the applicant must be notified immediately of that information. The ideal process is that a Pre-Adverse Action notification should be sent out, along with a copy of their report and A Summary of Your Rights Under the FCRA.
An Adverse Action notification follows at a minimum of 5 business days. Compliance with these federal regulations is not only required but can protect your company from costly litigation down the road. Let MBI help your company meet the requirements of the FCRA. Contact us today with any questions you may have and we will be more than happy to assist you.